Carrier guides

Carrier Loss Run Guides

To request loss runs from any carrier, send the carrier a written request with the insured's signed letter of authority, named insured, FEIN, policy numbers and periods for five years. The agent of record can often use the agent portal, and the insured can usually request their own.

Analyze a loss run Loss run request letter

Request center

Ridgeline Freight LLC

Carrier	Policy	Status	Last action
Northfield MutualCA 4471902	CA 4471902	Received	Oct 4
Keystone CasualtyGLP 0088213	GLP 0088213	Follow-up 2 sent	Oct 9
Granite State CompWC 2215560	WC 2215560	Acknowledged	Oct 7
Bayline SpecialtyPKG 771045	PKG 771045	Sent	Oct 10
Crestmark IndemnityUMB 30981	UMB 30981	Drafted	n/a

Letter of authority signed by D. Alvarez, Oct 1Attached to all 5

Box trucks backed into warehouse loading docks, a commercial auto and cargo account

Loss run request guides by carrier

Each guide covers the lines the carrier commonly writes, the usual request channels, the steps and what to put in the request.

Progressive loss runs

Commercial auto, For-hire trucking and motor carrier, Business owners policy (BOP)

State Farm loss runs

Business owners policy, Commercial auto, Workers compensation (in states where offered)

Travelers loss runs

Workers compensation, Commercial auto, Commercial property

Liberty Mutual loss runs

Workers compensation, Commercial auto, General liability

AmTrust loss runs

Small business workers compensation, Business owners policy, Commercial package

Nationwide loss runs

Business owners policy, Commercial auto, Workers compensation

Chubb loss runs

Commercial property, General liability and umbrella, Management liability (D&O, EPL, fiduciary)

The Hartford loss runs

Small business owners policy, Workers compensation, Commercial auto

Markel loss runs

Excess and surplus casualty, Professional liability, Specialty property

Hiscox loss runs

Professional liability, General liability, Business owners policy

CNA loss runs

Commercial property and casualty, Workers compensation, Professional and management liability

AIG loss runs

Large commercial property, Casualty and excess casualty, Financial lines (D&O, E&O, cyber)

Berkshire Hathaway loss runs

Workers compensation (including GUARD), Small business policies (including biBERK), Specialty property and casualty (Berkshire Hathaway Specialty Insurance)

Hanover loss runs

Small commercial package, Middle market property and casualty, Workers compensation

Erie loss runs

Business owners and package policies, Workers compensation, Commercial auto

USLI loss runs

Small commercial package, General liability, Professional liability

The same request works for every carrier

Carriers differ in channel, not in what they need from you.

Signed authorization

A letter of authority signed by the insured lets a new broker receive loss history. Use our loss run request letter with the authorization block built in.

Follow-ups on schedule

Replies often take about 10 business days and vary by carrier. Follow up on day 3, 7 and 14, as described in how to request loss runs.

One claims format

Every carrier formats loss runs differently. Loss run software reads them into one schema and builds the five-year summary.

See your own loss run read in under a minute

Upload one carrier report or use our sample. No account needed for the first read.

Analyze a loss run See pricing