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Carrier loss run guide

AmTrust Loss Run Request, Step by Step

To get an AmTrust loss run, the appointed agent of record can usually request it through the AmTrust agent portal. A new broker sends the insured's signed letter of authority with FEIN, policy numbers and periods to the loss run channel AmTrust publishes. The insured can request their own. Allow about 10 business days.

Request center, AmTrust
Ridgeline Freight LLC
CarrierStatusLast action
AmTrustCA 4471902Follow-up 1 sentOct 4
Keystone CasualtyGLP 0088213Follow-up 2 sentOct 9
Granite State CompWC 2215560AcknowledgedOct 7
Bayline SpecialtyPKG 771045SentOct 10
Crestmark IndemnityUMB 30981Draftedn/a
Letter of authority signed by D. Alvarez, Oct 1Attached to all 5
Machine shop floor with CNC machines, a workers compensation account

How to request a AmTrust loss run

Five steps that work for the agent of record, a new broker with a letter of authority or the insured.

  1. 1

    Collect policy details

    Get the declarations pages for each AmTrust policy from the insured: named insured, FEIN, policy numbers and policy periods for the last five years.

  2. 2

    Get a signed letter of authority

    Have an officer of the insured sign a letter of authority that names your agency and lets AmTrust release loss history to you.

  3. 3

    Send to the right channel

    If you are appointed with AmTrust and the agent of record, request the loss run through the agent portal. As a new broker, send the signed letter of authority to the loss run channel shown on the AmTrust website.

  4. 4

    Follow up on a schedule

    Follow up on day 3, day 7 and day 14 if no reply arrives, and confirm the current loss run channel with the carrier if the request is not acknowledged.

  5. 5

    Check the reply

    Confirm every policy period is present, totals add up and the valuation date is within 90 days before you send the loss run to market.

Lines AmTrust commonly writes

  • Small business workers compensation
  • Business owners policy
  • Commercial package
  • Specialty risk

Typical request channels

  • Agent portal for appointed agents
  • Loss run department, as published on the carrier website
  • Insured self-service account
  • Request with a signed letter of authority

Channels change. Confirm the current loss run channel with AmTrust before you send.

The same process applies to every carrier. Our guide on how to request loss runs covers the full workflow, and if you are new to the document itself, start with what a loss run report is.

What to include in a AmTrust loss run request

A complete request is the fastest request. Missing policy numbers or an unsigned authorization are the usual reasons a carrier does not reply.

  • Named insured exactly as shown on the AmTrust policy, plus any additional named insureds
  • FEIN of the insured
  • Every policy number and policy period, including prior and cancelled terms
  • Number of years requested, usually five
  • Lines of coverage you need (for example small business workers compensation)
  • Letter of authority signed by the insured
  • Where to send the loss run: your email address or a secure upload link
  • Request for a current valuation date with paid, reserved and incurred amounts

Use a ready request letter

Our loss run request letter has every field above, with a letter of authority block for the insured to sign. For workers comp history, see workers comp loss runs for the medical and indemnity detail markets expect.

The insured can usually request their own AmTrust loss runs too, which helps when a carrier is slow to answer a broker.

How LossRunReports sends the AmTrust request

One request center for every carrier. The signed letter of authority goes out with the request, and follow-ups run on day 3, 7 and 14 until the loss run arrives.

Request center
Ridgeline Freight LLC
CarrierStatusLast action
Northfield MutualCA 4471902ReceivedOct 4
Keystone CasualtyGLP 0088213Follow-up 2 sentOct 9
Granite State CompWC 2215560AcknowledgedOct 7
Bayline SpecialtyPKG 771045SentOct 10
Crestmark IndemnityUMB 30981Draftedn/a
Letter of authority signed by D. Alvarez, Oct 1Attached to all 5
Follow-ups, Keystone Casualty
Ridgeline Freight LLC
  1. Oct 1, 9:12

    Request sent to [email protected]

  2. Oct 4, 8:00

    Follow-up 1 sent automatically (day 3)

  3. Oct 8, 8:00

    Follow-up 2 sent automatically (day 7)

  4. Oct 15, 8:00

    Follow-up 3 scheduled (day 14)

  5. Oct 21

    Marked overdue, account manager notified

Replies land on a dedicated inbound address or a secure upload link. PDF, scanned, XLSX and CSV loss runs are read into one claims schema, totals are reconciled, and gaps, duplicates and valuations older than 90 days are flagged. See how the loss run software builds the five-year summary with loss ratio.

Tips for AmTrust loss runs

AmTrust writes a lot of small business workers comp. Include the FEIN and the state of each policy.

Ask for the experience period you need for the experience mod, usually the three most recent completed years plus the current term.

Small accounts may have short policy periods after a cancellation and rewrite. List every policy number, not only the current one.

Check that medical and indemnity are shown separately before you send the loss run to market.

AmTrust loss run questions

Can I get AmTrust workers comp loss runs without being agent of record?

Yes, with a letter of authority signed by the named insured that names your agency.

Does AmTrust report each state separately?

Workers comp policies can be written per state. List every policy number so the reply covers each state the account operated in.

What if the AmTrust policy was cancelled midterm?

Include the cancelled policy and its dates. Underwriters want history for every period, including short terms.

See your own loss run read in under a minute

Upload one carrier report or use our sample. No account needed for the first read.