Compare underwriting tools
Kalepa alternative for loss runs
Kalepa is an AI underwriting platform for MGAs, carriers and large brokers, sold on custom quotes. It helps underwriters triage submissions with outside data, but it is not a tool for ordering and reading prior carrier loss runs. LossRunReports is the focused alternative when the job is loss runs. It requests them with e-signed authorization, follows up on day 3, 7 and 14, extracts every claim and builds a five-year summary, from $299 a month.
Swipe to see every column
Try the reader on a real loss run
Upload a PDF, scan, XLSX or CSV to inspect the extracted claims. The reader uses OCR and extraction rules. No account needed.
Kalepa and LossRunReports compared
They overlap at the submission. They solve different problems around it.
| What you need | Kalepa | LossRunReports |
|---|---|---|
| Built for | Underwriting teams at MGAs, carriers and larger brokers that want AI triage across submissions | Agency, broker and MGA staff who handle renewals and need claims history before going to market |
| Loss run ordering | Not its focus. Loss runs arrive inside the submission. | Built in. Request letters with client authorization e-sign, a carrier directory of 30 US carriers, follow-ups on day 3, 7 and 14, and secure carrier upload links. |
| Claims extraction | Reads submission documents as part of intake and risk analysis. | Claim by claim from PDF, scans, XLSX and CSV into one fixed claims schema, with gap, duplicate and stale valuation checks. |
| Outside data enrichment | Yes, a core part of the product. | No. Loss runs and the renewal submission only. |
| What the user sees | Underwriting workbench and risk insights. | Review screen, five-year loss summary and XLSX, CSV and PDF exports. Agency adds loss ratio from earned premium and an editable narrative. |
| Pricing and limits | Not published. Custom quote through sales. |
Broker is $299 a month or $149 a month billed yearly. Includes 50 client accounts and 300 documents a month, with 1 seat. Agency is $1,499 a month or $749 a month billed yearly. Includes 400 client accounts and 3,000 documents a month, with 1 seat. Enterprise is $4,999 a month or $2,499 a month billed yearly. Includes 2,500 client accounts and 20,000 documents a month, with 1 seat. |
Kalepa details from its public site and software directories, checked October 2026. Ask Kalepa for current scope and pricing.
Where each tool fits
Where Kalepa is the better fit
Choose Kalepa when you are an underwriting organization that wants AI triage, outside data and appetite scoring across a large flow of submissions, and you have budget for a sales-led platform and an onboarding project.
Where LossRunReports is the better fit
Choose LossRunReports when the delay is the loss runs themselves. Your staff chase carriers and retype claims, and you want a published price, a first renewal done this week and a five-year summary the underwriter can read.
What switching looks like
Start with one renewal. Keep the source reports so your account manager can review the extraction before anything goes to market. No sales call is needed.
- 1
Import your book
Bring accounts, policies and prior carriers from an AMS export, CSV or XLSX. Check the records against your renewal list.
- 2
Send requests
Have the client e-sign the authorization and send carrier requests. Follow-ups run on day 3, 7 and 14 while you track outstanding reports.
- 3
Receive carrier files
Carriers use secure upload links. You can also upload reports you already hold, whichever tool ordered them.
- 4
Review the summary
Check extracted claims, missing years, duplicates and valuations. Export the five-year summary, or build the submission package on Agency and Enterprise.
What a published price is worth
A quote-only platform needs a demo, a security review and a contract before you learn the number. A loss run desk can decide the same week.
A quote-only underwriting platform
Expect a sales cycle, a custom scope and an integration plan. That is reasonable for a carrier or large MGA replacing its intake. It is slow for an agency that needs five years of claims on a restaurant account next Friday.
LossRunReports Broker billed yearly
Broker is $1,788 a year on yearly billing, or $299 a month. It includes 300 documents a month, requests, follow-ups, extraction and the five-year summary.
Kalepa alternative questions
What is Kalepa?
Kalepa is an AI underwriting platform sold mainly to MGAs, carriers and larger brokers. It ingests submissions, enriches risks with outside data and helps underwriters triage and quote. It is built around the underwriting decision, not around ordering and reading the prior carrier loss runs for a renewal.
How much does Kalepa cost?
Kalepa does not publish pricing. Directory listings point to custom quotes through sales. LossRunReports publishes every plan: Broker is $299 a month, Agency is $1,499 a month and Enterprise is $4,999 a month, with yearly billing available at a lower monthly rate.
Does Kalepa request loss runs from carriers?
Kalepa is positioned around submission intake and underwriting analysis, not carrier ordering. LossRunReports sends the request letter with the client e-signed authorization, follows up on day 3, 7 and 14, and reads each report when it arrives.
What is the best Kalepa alternative for loss runs?
If your problem is getting loss runs and turning them into a five-year summary, LossRunReports is the narrower and cheaper fit. If you need full underwriting triage with external data enrichment across a portfolio, Kalepa is the broader platform and a different purchase.
Can a small agency use LossRunReports instead of an underwriting platform?
Yes. An agency needs the claims history organized before it goes to market, not an underwriting model. Broker starts at $299 a month with requests, follow-ups, extraction and a five-year summary, and you can start with one renewal.
Does LossRunReports replace underwriting judgment?
No. It gives the underwriter or account manager clean claims by year, gap and duplicate checks and an editable narrative. The pricing and appetite decisions stay with your team.
Put your next renewal through LossRunReports
Use the reader above to review a report, then choose the plan that fits your loss run workload.
More comparisons and buying guides
Loss Run Pro alternative
Compare ordering with built-in extraction and summaries.
Sensible alternative for loss runs
Compare a developer extraction API with a finished workflow.
Cytora alternative for loss runs
Compare a submission intake platform with a focused loss run tool.
Outmarket AI alternative
Compare a broad broker AI platform with a focused loss run tool.
Pibit.AI alternative for agencies
Understand carrier underwriting and agency submission needs.
Loss run analysis and summaries
See how claims become a five-year loss summary.
LossRunReports plans and pricing
Check monthly prices, annual billing and plan limits.
Loss runs for MGAs and wholesalers
See the submission desk workflow.